Shepherdstown, WV population, income and ZIP codes

Shepherdstown town is a small town in West Virginia, with 1,399 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #114 of 439 ranked by population — larger than 74% of them. The median age here is 21.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Shepherdstown town earn a median of $62,500 a year, 20.4% below the national figure of $78,538 and 18% above the $52,974 median for the 148 West Virginia cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Shepherdstown town is valued at $474,500, 56.4% above the national figure and 273% above the $127,200 peer median, while median gross rent runs $1,152 a month, 18.1% below the national figure, or roughly $13,824 across a full year. A household on the local median income would put about 22.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 7.6×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 63.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 7.6× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 21.7 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.