Gig Harbor, WA population, income and ZIP codes

Gig Harbor city is a mid-size town in Washington, with 12,202 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #112 of 639 ranked by population — larger than 82% of them. The median age here is 47.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Gig Harbor city earn a median of $106,042 a year, 35% above the national figure of $78,538 and 17% above the $90,592 median for the 393 Washington cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 5.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Gig Harbor city is valued at $686,000, 126.1% above the national figure and 46% above the $468,400 peer median, while median gross rent runs $2,097 a month, 49.1% above the national figure, or roughly $25,164 across a full year. A household on the local median income would put about 23.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.5×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 62.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.5× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.