Stephenville, TX population, income and ZIP codes

Stephenville city is a mid-size town in Texas, with 21,345 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #150 of 1,863 ranked by population — larger than 91% of them. The median age here is 26 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Stephenville city earn a median of $55,504 a year, 29.3% below the national figure of $78,538 and 14% below the $64,654 median for the 1,008 Texas cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 18.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Stephenville city is valued at $226,300, 25.4% below the national figure and 26% above the $179,100 peer median, while median gross rent runs $1,128 a month, 19.8% below the national figure, or roughly $13,536 across a full year. A household on the local median income would put about 24.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 45.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 26 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.