Paloma Creek, TX population, income and ZIP codes

Paloma Creek CDP is a small town in Texas, with 3,250 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #539 of 1,863 ranked by population — larger than 71% of them. The median age here is 31.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Paloma Creek CDP earn a median of $88,850 a year, 13.1% above the national figure of $78,538 and 37% above the $64,654 median for the 1,008 Texas cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Paloma Creek CDP is valued at $308,500, 1.7% above the national figure and 72% above the $179,100 peer median, while median gross rent runs $2,732 a month, 94.3% above the national figure, or roughly $32,784 across a full year. A household on the local median income would put about 36.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 81% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Paloma Creek CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 36.9% of median income while homes cost only 3.5× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.