Oak Trail Shores, TX population, income and ZIP codes

Oak Trail Shores CDP is a small town in Texas, with 2,900 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #589 of 1,863 ranked by population — larger than 68% of them. The median age here is 41.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Oak Trail Shores CDP earn a median of $33,272 a year, 57.6% below the national figure of $78,538 and 49% below the $64,654 median for the 1,008 Texas cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 19% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Oak Trail Shores CDP is valued at $77,600, 74.4% below the national figure and 57% below the $179,100 peer median, while median gross rent runs $1,364 a month, 3% below the national figure, or roughly $16,368 across a full year. A household on the local median income would put about 49.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is severely stretched — a median-income renter clears the cost-burden line by a wide margin before utilities beyond the gross-rent definition. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 89.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Oak Trail Shores CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 49.2% of median income while homes cost only 2.3× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.