Montgomery, TX population, income and ZIP codes

Montgomery city is a small town in Texas, with 2,272 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #692 of 1,863 ranked by population — larger than 62% of them. The median age here is 36.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Montgomery city earn a median of $78,333 a year, essentially level with the national figure of $78,538 and 21% above the $64,654 median for the 1,008 Texas cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Montgomery city is valued at $366,600, 20.8% above the national figure and 105% above the $179,100 peer median, while median gross rent runs $1,342 a month, 4.6% below the national figure, or roughly $16,104 across a full year. A household on the local median income would put about 20.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 57.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.