Holly Lake Ranch, TX population, income and ZIP codes

Holly Lake Ranch CDP is a small town in Texas, with 2,821 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #606 of 1,863 ranked by population — larger than 67% of them. The median age here is 63.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Holly Lake Ranch CDP earn a median of $77,245 a year, 1.6% below the national figure of $78,538 and 19% above the $64,654 median for the 1,008 Texas cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Holly Lake Ranch CDP is valued at $239,400, 21.1% below the national figure and 34% above the $179,100 peer median, while median gross rent runs $1,313 a month, 6.6% below the national figure, or roughly $15,756 across a full year. A household on the local median income would put about 20.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 93.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 63.3 puts Holly Lake Ranch CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.