Hardin, TX population, income and ZIP codes

Hardin city is a very small community in Texas, with 702 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1155 of 1,863 ranked by population — larger than 38% of them. The median age here is 54.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Hardin city earn a median of $54,625 a year, 30.4% below the national figure of $78,538 and 16% below the $64,654 median for the 1,008 Texas cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 0.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Hardin city is valued at $128,800, 57.5% below the national figure and 28% below the $179,100 peer median, while median gross rent runs $1,397 a month, essentially level with the national figure, or roughly $16,764 across a full year. A household on the local median income would put about 30.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 78.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Hardin city is the unusual combination of expensive to rent and cheap to buy: rent takes 30.7% of median income while homes cost only 2.4× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. A median age of 54.4 puts Hardin city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.