What is the population of Elgin city?

Elgin city has 10,996 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #251 of 1,863 in Texas.

What is the median household income in Elgin city?

Median household income in Elgin city is $85,666 a year, 9.1% above the national figure of $78,538.

How much does it cost to rent or buy in Elgin city?

Median gross rent is $1,289 a month and the median home value is $267,900, so rent absorbs about 18.1% of median household income.

Is Elgin city affordable compared with the rest of the US?

Homes cost about 3.1× the local median income here versus roughly 3.9× nationally, so Elgin city is more affordable to buy in than the typical US market, and rent takes 18.1% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Texas · Census place 23044

Elgin, TX population, income and ZIP codes

Quick answer

The population of the city of Elgin, Texas (Elgin, TX — Census place “Elgin city”) is 10,996 residents, ranking #251 of 1863 places in Texas. Median household income is $85,666, the median home is worth $267,900 and median gross rent runs $1,289 a month. Looking for the Elgin Texas ZIP code list? 1 ZIP codes serve Elgin, TX: 78621.

Population: 10,996Elgin city residents
Median household income: $85,666Past 12 months, inflation adjusted
Median home value: $267,900Owner-occupied units
Median gross rent: $1,289Rent plus utilities, monthly
Median age: 40.4 yrsAll residents
Homeownership rate: 68.4%Owner-occupied households

Elgin ZIP codes (Texas)

Census ZCTAs whose delivery area overlaps Elgin.

The Elgin TX ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

78621

What the numbers mean in Elgin city

Housing cost measured against local earnings.

A household earning the Elgin city median would spend about 18.1% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.1× the median household income; nationally that ratio sits near 4.5×. Poverty affects 6.4% of residents and 68.4% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Elgin city, TX in context

How this area compares with national benchmarks.

Elgin city is a mid-size town in Texas, with 10,996 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #251 of 1,863 ranked by population — larger than 86% of them. The median age here is 40.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Elgin city earn a median of $85,666 a year, 9.1% above the national figure of $78,538 and 32% above the $64,654 median for the 1,008 Texas cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 6.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Elgin city is valued at $267,900, 11.7% below the national figure and 50% above the $179,100 peer median, while median gross rent runs $1,289 a month, 8.3% below the national figure, or roughly $15,468 across a full year. A household on the local median income would put about 18.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 68.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Texas.

More Texas coverage.

Frequently asked questions

Common questions about this area.

What is the population of Elgin city?: Elgin city has 10,996 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #251 of 1,863 in Texas.
What is the median household income in Elgin city?: Median household income in Elgin city is $85,666 a year, 9.1% above the national figure of $78,538.
How much does it cost to rent or buy in Elgin city?: Median gross rent is $1,289 a month and the median home value is $267,900, so rent absorbs about 18.1% of median household income.
Is Elgin city affordable compared with the rest of the US?: Homes cost about 3.1× the local median income here versus roughly 3.9× nationally, so Elgin city is more affordable to buy in than the typical US market, and rent takes 18.1% of median income against the 30% cost-burden line.
How current is this Elgin city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.