Cross Timber, TX population, income and ZIP codes

Cross Timber town is a very small community in Texas, with 848 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1084 of 1,863 ranked by population — larger than 41% of them. The median age here is 34.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cross Timber town earn a median of $83,889 a year, 6.8% above the national figure of $78,538 and 30% above the $64,654 median for the 1,008 Texas cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 31.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Cross Timber town is valued at $335,400, 10.5% above the national figure and 87% above the $179,100 peer median, while median gross rent runs $1,894 a month, 34.7% above the national figure, or roughly $22,728 across a full year. A household on the local median income would put about 27.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 72.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not. With 848 residents, a handful of survey responses moves every median on this page. Compare Cross Timber town against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.