Cedar Creek, TX population, income and ZIP codes

Cedar Creek CDP is a small town in Texas, with 4,026 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #483 of 1,863 ranked by population — larger than 74% of them. The median age here is 18.3 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cedar Creek CDP earn a median of $93,304 a year, 18.8% above the national figure of $78,538 and 44% above the $64,654 median for the 1,008 Texas cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 25.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Cedar Creek CDP is valued at $255,200, 15.9% below the national figure and 42% above the $179,100 peer median, while median gross rent runs $2,053 a month, 46% above the national figure, or roughly $24,636 across a full year. A household on the local median income would put about 26.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 77.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 18.3 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.