Bonham, TX population, income and ZIP codes

Bonham city is a mid-size town in Texas, with 10,594 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #257 of 1,863 ranked by population — larger than 86% of them. The median age here is 37.4 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Bonham city earn a median of $53,232 a year, 32.2% below the national figure of $78,538 and 18% below the $64,654 median for the 1,008 Texas cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 23.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Bonham city is valued at $183,600, 39.5% below the national figure and 3% above the $179,100 peer median, while median gross rent runs $1,029 a month, 26.8% below the national figure, or roughly $12,348 across a full year. A household on the local median income would put about 23.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 56% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.