Bandera, TX population, income and ZIP codes

Bandera city is a very small community in Texas, with 599 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1209 of 1,863 ranked by population — larger than 35% of them. The median age here is 36.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Bandera city earn a median of $34,879 a year, 55.6% below the national figure of $78,538 and 46% below the $64,654 median for the 1,008 Texas cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 13.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Bandera city is valued at $132,500, 56.3% below the national figure and 26% below the $179,100 peer median, while median gross rent runs $1,015 a month, 27.8% below the national figure, or roughly $12,180 across a full year. A household on the local median income would put about 34.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 64.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Bandera city is the unusual combination of expensive to rent and cheap to buy: rent takes 34.9% of median income while homes cost only 3.8× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. With 599 residents, a handful of survey responses moves every median on this page. Compare Bandera city against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.