Shelbyville, TN population, income and ZIP codes

Shelbyville city is a mid-size town in Tennessee, with 24,125 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #30 of 504 ranked by population — larger than 94% of them. The median age here is 32 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Shelbyville city earn a median of $52,290 a year, 33.4% below the national figure of $78,538 and 7% below the $55,988 median for the 307 Tennessee cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 20.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Shelbyville city is valued at $224,700, 25.9% below the national figure and 18% above the $191,100 peer median, while median gross rent runs $935 a month, 33.5% below the national figure, or roughly $11,220 across a full year. A household on the local median income would put about 21.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 48.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.