Gainesboro, TN population, income and ZIP codes

Gainesboro town is a small town in Tennessee, with 1,086 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #298 of 504 ranked by population — larger than 40% of them. The median age here is 48.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Gainesboro town earn a median of $45,313 a year, 42.3% below the national figure of $78,538 and 19% below the $55,988 median for the 307 Tennessee cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 27.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Gainesboro town is valued at $148,500, 51.1% below the national figure and 22% below the $191,100 peer median, while median gross rent runs $803 a month, 42.9% below the national figure, or roughly $9,636 across a full year. A household on the local median income would put about 21.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 70.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.