Charlotte, TN population, income and ZIP codes

Charlotte town is a small town in Tennessee, with 1,864 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #225 of 504 ranked by population — larger than 55% of them. The median age here is 37.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Charlotte town earn a median of $57,656 a year, 26.6% below the national figure of $78,538 and 3% above the $55,988 median for the 307 Tennessee cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Charlotte town is valued at $232,700, 23.3% below the national figure and 22% above the $191,100 peer median, while median gross rent runs $852 a month, 39.4% below the national figure, or roughly $10,224 across a full year. A household on the local median income would put about 17.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 81% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.