What is the population of Atoka town?

Atoka town has 10,237 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #64 of 504 in Tennessee.

What is the median household income in Atoka town?

Median household income in Atoka town is $86,922 a year, 10.7% above the national figure of $78,538.

How much does it cost to rent or buy in Atoka town?

Median gross rent is $1,279 a month and the median home value is $283,500, so rent absorbs about 17.7% of median household income.

Is Atoka town affordable compared with the rest of the US?

Homes cost about 3.3× the local median income here versus roughly 3.9× nationally, so Atoka town is more affordable to buy in than the typical US market, and rent takes 17.7% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Tennessee · Census place 02340

Atoka, TN population, income and ZIP codes

Quick answer

The population of the city of Atoka, Tennessee (Atoka, TN — Census place “Atoka town”) is 10,237 residents, ranking #64 of 504 places in Tennessee. Median household income is $86,922, the median home is worth $283,500 and median gross rent runs $1,279 a month. Looking for the Atoka Tennessee ZIP code list? 1 ZIP codes serve Atoka, TN: 38004.

Population: 10,237Atoka town residents
Median household income: $86,922Past 12 months, inflation adjusted
Median home value: $283,500Owner-occupied units
Median gross rent: $1,279Rent plus utilities, monthly
Median age: 39.1 yrsAll residents
Homeownership rate: 84.3%Owner-occupied households

Atoka ZIP codes (Tennessee)

Census ZCTAs whose delivery area overlaps Atoka.

The Atoka TN ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

38004

What the numbers mean in Atoka town

Housing cost measured against local earnings.

A household earning the Atoka town median would spend about 17.7% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.3× the median household income; nationally that ratio sits near 4.5×. Poverty affects 6.6% of residents and 84.3% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Atoka town, TN in context

How this area compares with national benchmarks.

Atoka town is a mid-size town in Tennessee, with 10,237 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #64 of 504 ranked by population — larger than 87% of them. The median age here is 39.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Atoka town earn a median of $86,922 a year, 10.7% above the national figure of $78,538 and 55% above the $55,988 median for the 307 Tennessee cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 6.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Atoka town is valued at $283,500, 6.6% below the national figure and 48% above the $191,100 peer median, while median gross rent runs $1,279 a month, 9% below the national figure, or roughly $15,348 across a full year. A household on the local median income would put about 17.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Tennessee.

More Tennessee coverage.

Frequently asked questions

Common questions about this area.

What is the population of Atoka town?: Atoka town has 10,237 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #64 of 504 in Tennessee.
What is the median household income in Atoka town?: Median household income in Atoka town is $86,922 a year, 10.7% above the national figure of $78,538.
How much does it cost to rent or buy in Atoka town?: Median gross rent is $1,279 a month and the median home value is $283,500, so rent absorbs about 17.7% of median household income.
Is Atoka town affordable compared with the rest of the US?: Homes cost about 3.3× the local median income here versus roughly 3.9× nationally, so Atoka town is more affordable to buy in than the typical US market, and rent takes 17.7% of median income against the 30% cost-burden line.
How current is this Atoka town data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.