
North Carolina · Census place 58440
Rutherford College, NC population, income and ZIP codes
Quick answer
The population of the city of Rutherford College, North Carolina (Rutherford College, NC — Census place “Rutherford College town”) is 1,327 residents, ranking #409 of 777 places in North Carolina. Median household income is $63,000, the median home is worth $196,600 and median gross rent runs $1,028 a month. Looking for the Rutherford College North Carolina ZIP code list? 2 ZIP codes serve Rutherford College, NC: 28612, 28671.
- Population
- 1,327Rutherford College town residents
- Median household income
- $63,000Past 12 months, inflation adjusted
- Median home value
- $196,600Owner-occupied units
- Median gross rent
- $1,028Rent plus utilities, monthly
- Median age
- 43 yrsAll residents
- Homeownership rate
- 72.3%Owner-occupied households
Rutherford College ZIP codes (North Carolina)
Census ZCTAs whose delivery area overlaps Rutherford College.
The Rutherford College NC ZIP code list below covers 2 ZIP codes. Open any one for its population, income, housing and rent profile.
What the numbers mean in Rutherford College town
Housing cost measured against local earnings.
A household earning the Rutherford College town median would spend about 19.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.1× the median household income; nationally that ratio sits near 4.5×. Poverty affects 10.9% of residents and 72.3% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Rutherford College town, NC in context
How this area compares with national benchmarks.
Rutherford College town is a small town in North Carolina, with 1,327 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #409 of 777 ranked by population — larger than 47% of them. The median age here is 43 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in Rutherford College town earn a median of $63,000 a year, 19.8% below the national figure of $78,538 and 3% above the $61,228 median for the 459 North Carolina cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 10.9% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Rutherford College town is valued at $196,600, 35.2% below the national figure and 11% below the $219,800 peer median, while median gross rent runs $1,028 a month, 26.9% below the national figure, or roughly $12,336 across a full year. A household on the local median income would put about 19.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 72.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in North Carolina.
- Pinetops town 1,323
- Spring Hope town 1,334
- Robersonville town 1,319
- Banner Elk town 1,338
- Dortches town 1,317
- Cordova CDP 1,343
- East Spencer town 1,309
- Chadbourn town 1,347
Keep going
More North Carolina coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Rutherford College town?
- Rutherford College town has 1,327 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #409 of 777 in North Carolina.
- What is the median household income in Rutherford College town?
- Median household income in Rutherford College town is $63,000 a year, 19.8% below the national figure of $78,538.
- How much does it cost to rent or buy in Rutherford College town?
- Median gross rent is $1,028 a month and the median home value is $196,600, so rent absorbs about 19.6% of median household income.
- Is Rutherford College town affordable compared with the rest of the US?
- Homes cost about 3.1× the local median income here versus roughly 3.9× nationally, so Rutherford College town is more affordable to buy in than the typical US market, and rent takes 19.6% of median income against the 30% cost-burden line.
- How current is this Rutherford College town data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.