Harkers Island, NC population, income and ZIP codes

Harkers Island CDP is a small town in North Carolina, with 1,080 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #441 of 777 ranked by population — larger than 43% of them. The median age here is 59.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Harkers Island CDP earn a median of $58,750 a year, 25.2% below the national figure of $78,538 and 4% below the $61,228 median for the 459 North Carolina cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Harkers Island CDP is valued at $295,500, 2.6% below the national figure and 34% above the $219,800 peer median, while median gross rent runs $968 a month, 31.2% below the national figure, or roughly $11,616 across a full year. A household on the local median income would put about 19.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 84.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 59.5 puts Harkers Island CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.