Black Creek, NC population, income and ZIP codes

Black Creek town is a very small community in North Carolina, with 736 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #516 of 777 ranked by population — larger than 33% of them. The median age here is 39.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Black Creek town earn a median of $50,625 a year, 35.5% below the national figure of $78,538 and 17% below the $61,228 median for the 459 North Carolina cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 16.7% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Black Creek town is valued at $112,100, 63.1% below the national figure and 49% below the $219,800 peer median, while median gross rent runs $950 a month, 32.4% below the national figure, or roughly $11,400 across a full year. A household on the local median income would put about 22.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 65.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 736 residents, a handful of survey responses moves every median on this page. Compare Black Creek town against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.