White Plains, NY population, income and ZIP codes

White Plains city is a small city in New York, with 59,818 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #12 of 1,292 ranked by population — larger than 99% of them. The median age here is 41.5 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in White Plains city earn a median of $115,586 a year, 47.2% above the national figure of $78,538 and 26% above the $91,806 median for the 847 New York cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 10.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in White Plains city is valued at $624,100, 105.7% above the national figure and 98% above the $315,800 peer median, while median gross rent runs $2,151 a month, 53% above the national figure, or roughly $25,812 across a full year. A household on the local median income would put about 22.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 52.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.