
New York · Census place 78608
Watertown, NY population, income and ZIP codes
Quick answer
The population of the city of Watertown, New York (Watertown, NY — Census place “Watertown city”) is 24,574 residents, ranking #68 of 1292 places in New York. Median household income is $49,692, the median home is worth $149,800 and median gross rent runs $933 a month. Looking for the Watertown New York ZIP code list? 1 ZIP codes serve Watertown, NY: 13601.
- Population
- 24,574Watertown city residents
- Median household income
- $49,692Past 12 months, inflation adjusted
- Median home value
- $149,800Owner-occupied units
- Median gross rent
- $933Rent plus utilities, monthly
- Median age
- 35.6 yrsAll residents
- Homeownership rate
- 41.6%Owner-occupied households
Watertown ZIP codes (New York)
Census ZCTAs whose delivery area overlaps Watertown.
The Watertown NY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.
What the numbers mean in Watertown city
Housing cost measured against local earnings.
A household earning the Watertown city median would spend about 22.5% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.0× the median household income; nationally that ratio sits near 4.5×. Poverty affects 20.8% of residents and 41.6% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Watertown city, NY in context
How this area compares with national benchmarks.
Watertown city is a mid-size town in New York, with 24,574 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #68 of 1,292 ranked by population — larger than 94% of them. The median age here is 35.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in Watertown city earn a median of $49,692 a year, 36.7% below the national figure of $78,538 and 46% below the $91,806 median for the 847 New York cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 20.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.
The typical owner-occupied home in Watertown city is valued at $149,800, 50.6% below the national figure and 53% below the $315,800 peer median, while median gross rent runs $933 a month, 33.6% below the national figure, or roughly $11,196 across a full year. A household on the local median income would put about 22.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 41.6% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in New York.
- Kingston city 23,942
- Smithtown CDP 24,940
- Copiague CDP 23,332
- Dix Hills CDP 25,042
- Garden City village 22,866
- Peekskill city 25,484
- Rotterdam CDP 22,798
- Medford CDP 25,681
Keep going
More New York coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Watertown city?
- Watertown city has 24,574 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #68 of 1,292 in New York.
- What is the median household income in Watertown city?
- Median household income in Watertown city is $49,692 a year, 36.7% below the national figure of $78,538.
- How much does it cost to rent or buy in Watertown city?
- Median gross rent is $933 a month and the median home value is $149,800, so rent absorbs about 22.5% of median household income.
- Is Watertown city affordable compared with the rest of the US?
- Homes cost about 3× the local median income here versus roughly 3.9× nationally, so Watertown city is more affordable to buy in than the typical US market, and rent takes 22.5% of median income against the 30% cost-burden line.
- How current is this Watertown city data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.