Warsaw, NY population, income and ZIP codes

Warsaw village is a small town in New York, with 3,061 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #494 of 1,292 ranked by population — larger than 61% of them. The median age here is 54.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Warsaw village earn a median of $54,196 a year, 31% below the national figure of $78,538 and 41% below the $91,806 median for the 847 New York cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 18.2% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Warsaw village is valued at $119,700, 60.5% below the national figure and 62% below the $315,800 peer median, while median gross rent runs $780 a month, 44.5% below the national figure, or roughly $9,360 across a full year. A household on the local median income would put about 17.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 62.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 54.7 puts Warsaw village well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.