Saugerties, NY population, income and ZIP codes

Saugerties village is a small town in New York, with 3,877 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #419 of 1,292 ranked by population — larger than 67% of them. The median age here is 44.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Saugerties village earn a median of $45,213 a year, 42.4% below the national figure of $78,538 and 51% below the $91,806 median for the 847 New York cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 16.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Saugerties village is valued at $314,500, 3.7% above the national figure and within a couple of points of the $315,800 peer median, while median gross rent runs $1,131 a month, 19.6% below the national figure, or roughly $13,572 across a full year. A household on the local median income would put about 30% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 7×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 36.7% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 7× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.