Saratoga Springs, NY population, income and ZIP codes

Saratoga Springs city is a small city in New York, with 28,542 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #50 of 1,292 ranked by population — larger than 96% of them. The median age here is 42.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Saratoga Springs city earn a median of $100,485 a year, 27.9% above the national figure of $78,538 and 9% above the $91,806 median for the 847 New York cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 10.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Saratoga Springs city is valued at $445,100, 46.7% above the national figure and 41% above the $315,800 peer median, while median gross rent runs $1,439 a month, 2.3% above the national figure, or roughly $17,268 across a full year. A household on the local median income would put about 17.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 57.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.