Roscoe, NY population, income and ZIP codes

Roscoe CDP is a very small community in New York, with 558 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1027 of 1,292 ranked by population — larger than 20% of them. The median age here is 57.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Roscoe CDP earn a median of $72,885 a year, 7.2% below the national figure of $78,538 and 21% below the $91,806 median for the 847 New York cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 14.7% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Roscoe CDP is valued at $202,600, 33.2% below the national figure and 36% below the $315,800 peer median, while median gross rent runs $1,178 a month, 16.2% below the national figure, or roughly $14,136 across a full year. A household on the local median income would put about 19.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 75.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 57.6 puts Roscoe CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 558 residents, a handful of survey responses moves every median on this page. Compare Roscoe CDP against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.