North Bay Shore, NY population, income and ZIP codes

North Bay Shore CDP is a mid-size town in New York, with 20,501 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #84 of 1,292 ranked by population — larger than 93% of them. The median age here is 34.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in North Bay Shore CDP earn a median of $117,893 a year, 50.1% above the national figure of $78,538 and 28% above the $91,806 median for the 847 New York cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 6.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in North Bay Shore CDP is valued at $449,900, 48.3% above the national figure and 42% above the $315,800 peer median, while median gross rent runs $1,664 a month, 18.3% above the national figure, or roughly $19,968 across a full year. A household on the local median income would put about 16.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.