Millwood, NY population, income and ZIP codes

Millwood CDP is a very small community in New York, with 854 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #900 of 1,292 ranked by population — larger than 30% of them. The median age here is 48.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Millwood CDP earn a median of $209,063 a year, 166.2% above the national figure of $78,538 and 128% above the $91,806 median for the 847 New York cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 2.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Millwood CDP is valued at $769,800, 153.7% above the national figure and 144% above the $315,800 peer median, while median gross rent runs $3,501 a month, 149% above the national figure, or roughly $42,012 across a full year. A household on the local median income would put about 20.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 854 residents, a handful of survey responses moves every median on this page. Compare Millwood CDP against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.