What is the population of Lake Carmel CDP?

Lake Carmel CDP has 8,090 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #239 of 1,292 in New York.

What is the median household income in Lake Carmel CDP?

Median household income in Lake Carmel CDP is $121,402 a year, 54.6% above the national figure of $78,538.

How much does it cost to rent or buy in Lake Carmel CDP?

Median gross rent is $1,479 a month and the median home value is $357,500, so rent absorbs about 14.6% of median household income.

Is Lake Carmel CDP affordable compared with the rest of the US?

Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Lake Carmel CDP is more affordable to buy in than the typical US market, and rent takes 14.6% of median income against the 30% cost-burden line.

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New York · Census place 40398

Lake Carmel, NY population, income and ZIP codes

Quick answer

The population of the city of Lake Carmel, New York (Lake Carmel, NY — Census place “Lake Carmel CDP”) is 8,090 residents, ranking #239 of 1292 places in New York. Median household income is $121,402, the median home is worth $357,500 and median gross rent runs $1,479 a month. Looking for the Lake Carmel New York ZIP code list? 1 ZIP codes serve Lake Carmel, NY: 10512.

Population: 8,090Lake Carmel CDP residents
Median household income: $121,402Past 12 months, inflation adjusted
Median home value: $357,500Owner-occupied units
Median gross rent: $1,479Rent plus utilities, monthly
Median age: 42.4 yrsAll residents
Homeownership rate: 86.8%Owner-occupied households

Lake Carmel ZIP codes (New York)

Census ZCTAs whose delivery area overlaps Lake Carmel.

The Lake Carmel NY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

10512

What the numbers mean in Lake Carmel CDP

Housing cost measured against local earnings.

A household earning the Lake Carmel CDP median would spend about 14.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.9× the median household income; nationally that ratio sits near 4.5×. Poverty affects 9.2% of residents and 86.8% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Lake Carmel CDP, NY in context

How this area compares with national benchmarks.

Lake Carmel CDP is a mid-size town in New York, with 8,090 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #239 of 1,292 ranked by population — larger than 81% of them. The median age here is 42.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Lake Carmel CDP earn a median of $121,402 a year, 54.6% above the national figure of $78,538 and 32% above the $91,806 median for the 847 New York cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Lake Carmel CDP is valued at $357,500, 17.8% above the national figure and 13% above the $315,800 peer median, while median gross rent runs $1,479 a month, 5.2% above the national figure, or roughly $17,748 across a full year. A household on the local median income would put about 14.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 86.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

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Frequently asked questions

Common questions about this area.

What is the population of Lake Carmel CDP?: Lake Carmel CDP has 8,090 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #239 of 1,292 in New York.
What is the median household income in Lake Carmel CDP?: Median household income in Lake Carmel CDP is $121,402 a year, 54.6% above the national figure of $78,538.
How much does it cost to rent or buy in Lake Carmel CDP?: Median gross rent is $1,479 a month and the median home value is $357,500, so rent absorbs about 14.6% of median household income.
Is Lake Carmel CDP affordable compared with the rest of the US?: Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Lake Carmel CDP is more affordable to buy in than the typical US market, and rent takes 14.6% of median income against the 30% cost-burden line.
How current is this Lake Carmel CDP data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.