Inwood, NY population, income and ZIP codes

Inwood CDP is a mid-size town in New York, with 11,964 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #163 of 1,292 ranked by population — larger than 87% of them. The median age here is 30.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Inwood CDP earn a median of $79,500 a year, 1.2% above the national figure of $78,538 and 13% below the $91,806 median for the 847 New York cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 14.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Inwood CDP is valued at $610,600, 101.3% above the national figure and 93% above the $315,800 peer median, while median gross rent runs $1,938 a month, 37.8% above the national figure, or roughly $23,256 across a full year. A household on the local median income would put about 29.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 7.7×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 47.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 7.7× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.