What is the population of Gardnertown CDP?

Gardnertown CDP has 4,154 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #403 of 1,292 in New York.

What is the median household income in Gardnertown CDP?

Median household income in Gardnertown CDP is $112,043 a year, 42.7% above the national figure of $78,538.

How much does it cost to rent or buy in Gardnertown CDP?

Median gross rent is $2,440 a month and the median home value is $277,900, so rent absorbs about 26.1% of median household income.

Is Gardnertown CDP affordable compared with the rest of the US?

Homes cost about 2.5× the local median income here versus roughly 3.9× nationally, so Gardnertown CDP is more affordable to buy in than the typical US market, and rent takes 26.1% of median income against the 30% cost-burden line.

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New York · Census place 28310

Gardnertown, NY population, income and ZIP codes

Quick answer

The population of the city of Gardnertown, New York (Gardnertown, NY — Census place “Gardnertown CDP”) is 4,154 residents, ranking #403 of 1292 places in New York. Median household income is $112,043, the median home is worth $277,900 and median gross rent runs $2,440 a month. Looking for the Gardnertown New York ZIP code list? 1 ZIP codes serve Gardnertown, NY: 12550.

Population: 4,154Gardnertown CDP residents
Median household income: $112,043Past 12 months, inflation adjusted
Median home value: $277,900Owner-occupied units
Median gross rent: $2,440Rent plus utilities, monthly
Median age: 38.7 yrsAll residents
Homeownership rate: 81.9%Owner-occupied households

Gardnertown ZIP codes (New York)

Census ZCTAs whose delivery area overlaps Gardnertown.

The Gardnertown NY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

12550

What the numbers mean in Gardnertown CDP

Housing cost measured against local earnings.

A household earning the Gardnertown CDP median would spend about 26.1% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.5× the median household income; nationally that ratio sits near 4.5×. Poverty affects 9.7% of residents and 81.9% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Gardnertown CDP, NY in context

How this area compares with national benchmarks.

Gardnertown CDP is a small town in New York, with 4,154 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #403 of 1,292 ranked by population — larger than 68% of them. The median age here is 38.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Gardnertown CDP earn a median of $112,043 a year, 42.7% above the national figure of $78,538 and 22% above the $91,806 median for the 847 New York cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Gardnertown CDP is valued at $277,900, 8.4% below the national figure and 12% below the $315,800 peer median, while median gross rent runs $2,440 a month, 73.5% above the national figure, or roughly $29,280 across a full year. A household on the local median income would put about 26.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 81.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

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Frequently asked questions

Common questions about this area.

What is the population of Gardnertown CDP?: Gardnertown CDP has 4,154 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #403 of 1,292 in New York.
What is the median household income in Gardnertown CDP?: Median household income in Gardnertown CDP is $112,043 a year, 42.7% above the national figure of $78,538.
How much does it cost to rent or buy in Gardnertown CDP?: Median gross rent is $2,440 a month and the median home value is $277,900, so rent absorbs about 26.1% of median household income.
Is Gardnertown CDP affordable compared with the rest of the US?: Homes cost about 2.5× the local median income here versus roughly 3.9× nationally, so Gardnertown CDP is more affordable to buy in than the typical US market, and rent takes 26.1% of median income against the 30% cost-burden line.
How current is this Gardnertown CDP data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.