Fort Montgomery, NY population, income and ZIP codes

Fort Montgomery CDP is a small town in New York, with 2,198 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #590 of 1,292 ranked by population — larger than 54% of them. The median age here is 43.9 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Fort Montgomery CDP earn a median of $80,946 a year, 3.1% above the national figure of $78,538 and 12% below the $91,806 median for the 847 New York cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 4.2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Fort Montgomery CDP is valued at $347,200, 14.4% above the national figure and 10% above the $315,800 peer median, while median gross rent runs $1,473 a month, 4.8% above the national figure, or roughly $17,676 across a full year. A household on the local median income would put about 21.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 57.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.