Fly Creek, NY population, income and ZIP codes

Fly Creek CDP is a very small community in New York, with 205 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1214 of 1,292 ranked by population — larger than 6% of them. The median age here is 60.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Fly Creek CDP earn a median of $40,885 a year, 47.9% below the national figure of $78,538 and 55% below the $91,806 median for the 847 New York cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Fly Creek CDP is valued at $162,000, 46.6% below the national figure and 49% below the $315,800 peer median, while median gross rent runs $916 a month, 34.9% below the national figure, or roughly $10,992 across a full year. A household on the local median income would put about 26.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 35.2% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 60.5 puts Fly Creek CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 205 residents, a handful of survey responses moves every median on this page. Compare Fly Creek CDP against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.