Elba, NY population, income and ZIP codes

Elba village is a very small community in New York, with 464 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1080 of 1,292 ranked by population — larger than 16% of them. The median age here is 39.7 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Elba village earn a median of $67,321 a year, 14.3% below the national figure of $78,538 and 27% below the $91,806 median for the 847 New York cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Elba village is valued at $135,900, 55.2% below the national figure and 57% below the $315,800 peer median, while median gross rent runs $763 a month, 45.7% below the national figure, or roughly $9,156 across a full year. A household on the local median income would put about 13.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 464 residents, a handful of survey responses moves every median on this page. Compare Elba village against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.