Crystal Beach, NY population, income and ZIP codes

Crystal Beach CDP is a very small community in New York, with 648 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #973 of 1,292 ranked by population — larger than 24% of them. The median age here is 56.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Crystal Beach CDP earn a median of $52,857 a year, 32.7% below the national figure of $78,538 and 42% below the $91,806 median for the 847 New York cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 5.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Crystal Beach CDP is valued at $163,900, 46% below the national figure and 48% below the $315,800 peer median, while median gross rent runs $884 a month, 37.1% below the national figure, or roughly $10,608 across a full year. A household on the local median income would put about 20.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 57.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 56.9 puts Crystal Beach CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 648 residents, a handful of survey responses moves every median on this page. Compare Crystal Beach CDP against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.