Chestertown, NY population, income and ZIP codes

Chestertown CDP is a very small community in New York, with 529 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1044 of 1,292 ranked by population — larger than 19% of them. The median age here is 39.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Chestertown CDP earn a median of $64,438 a year, 18% below the national figure of $78,538 and 30% below the $91,806 median for the 847 New York cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 9.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Chestertown CDP is valued at $200,000, 34.1% below the national figure and 37% below the $315,800 peer median, while median gross rent runs $639 a month, 54.6% below the national figure, or roughly $7,668 across a full year. A household on the local median income would put about 11.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 68.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 529 residents, a handful of survey responses moves every median on this page. Compare Chestertown CDP against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.