
New York · Census place 12958
Cato, NY population, income and ZIP codes
Quick answer
The population of the city of Cato, New York (Cato, NY — Census place “Cato village”) is 400 residents, ranking #1106 of 1292 places in New York. Median household income is $65,982, the median home is worth $154,600 and median gross rent runs $840 a month. Looking for the Cato New York ZIP code list? 1 ZIP codes serve Cato, NY: 13033.
- Population
- 400Cato village residents
- Median household income
- $65,982Past 12 months, inflation adjusted
- Median home value
- $154,600Owner-occupied units
- Median gross rent
- $840Rent plus utilities, monthly
- Median age
- 38 yrsAll residents
- Homeownership rate
- 64.2%Owner-occupied households
Cato ZIP codes (New York)
Census ZCTAs whose delivery area overlaps Cato.
The Cato NY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.
What the numbers mean in Cato village
Housing cost measured against local earnings.
A household earning the Cato village median would spend about 15.3% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.3× the median household income; nationally that ratio sits near 4.5×. Poverty affects 8.1% of residents and 64.2% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Cato village, NY in context
How this area compares with national benchmarks.
Cato village is a very small community in New York, with 400 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1106 of 1,292 ranked by population — larger than 14% of them. The median age here is 38 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in Cato village earn a median of $65,982 a year, 16% below the national figure of $78,538 and 28% below the $91,806 median for the 847 New York cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 8.1% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Cato village is valued at $154,600, 49% below the national figure and 51% below the $315,800 peer median, while median gross rent runs $840 a month, 40.3% below the national figure, or roughly $10,080 across a full year. A household on the local median income would put about 15.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 64.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
With 400 residents, a handful of survey responses moves every median on this page. Compare Cato village against its county rather than against national figures.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in New York.
- New York city 8,516,202
- Buffalo city 276,397
- Rochester city 209,720
- Yonkers city 209,529
- Syracuse city 146,211
- Albany city 100,081
- New Rochelle city 81,591
- Cheektowaga CDP 76,251
Keep going
More New York coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Cato village?
- Cato village has 400 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #1106 of 1,292 in New York.
- What is the median household income in Cato village?
- Median household income in Cato village is $65,982 a year, 16% below the national figure of $78,538.
- How much does it cost to rent or buy in Cato village?
- Median gross rent is $840 a month and the median home value is $154,600, so rent absorbs about 15.3% of median household income.
- Is Cato village affordable compared with the rest of the US?
- Homes cost about 2.3× the local median income here versus roughly 3.9× nationally, so Cato village is more affordable to buy in than the typical US market, and rent takes 15.3% of median income against the 30% cost-burden line.
- How current is this Cato village data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.