What is the population of Carmel CDP?

Carmel CDP has 7,222 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #271 of 1,292 in New York.

What is the median household income in Carmel CDP?

Median household income in Carmel CDP is $126,224 a year, 60.7% above the national figure of $78,538.

How much does it cost to rent or buy in Carmel CDP?

Median gross rent is $1,160 a month and the median home value is $491,300, so rent absorbs about 11% of median household income.

Is Carmel CDP affordable compared with the rest of the US?

Homes cost about 3.9× the local median income here versus roughly 3.9× nationally, so Carmel CDP is more affordable to buy in than the typical US market, and rent takes 11% of median income against the 30% cost-burden line.

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New York · Census place 12518

Carmel, NY population, income and ZIP codes

Quick answer

The population of the city of Carmel, New York (Carmel, NY — Census place “Carmel CDP”) is 7,222 residents, ranking #271 of 1292 places in New York. Median household income is $126,224, the median home is worth $491,300 and median gross rent runs $1,160 a month. Looking for the Carmel New York ZIP code list? 1 ZIP codes serve Carmel, NY: 10512.

Population: 7,222Carmel CDP residents
Median household income: $126,224Past 12 months, inflation adjusted
Median home value: $491,300Owner-occupied units
Median gross rent: $1,160Rent plus utilities, monthly
Median age: 46 yrsAll residents
Homeownership rate: 75.2%Owner-occupied households

Carmel ZIP codes (New York)

Census ZCTAs whose delivery area overlaps Carmel.

The Carmel NY ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

10512

What the numbers mean in Carmel CDP

Housing cost measured against local earnings.

A household earning the Carmel CDP median would spend about 11% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.9× the median household income; nationally that ratio sits near 4.5×. Poverty affects 6.4% of residents and 75.2% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Carmel CDP, NY in context

How this area compares with national benchmarks.

Carmel CDP is a mid-size town in New York, with 7,222 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #271 of 1,292 ranked by population — larger than 79% of them. The median age here is 46 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Carmel CDP earn a median of $126,224 a year, 60.7% above the national figure of $78,538 and 37% above the $91,806 median for the 847 New York cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 6.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Carmel CDP is valued at $491,300, 61.9% above the national figure and 56% above the $315,800 peer median, while median gross rent runs $1,160 a month, 17.5% below the national figure, or roughly $13,920 across a full year. A household on the local median income would put about 11% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 75.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

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Frequently asked questions

Common questions about this area.

What is the population of Carmel CDP?: Carmel CDP has 7,222 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #271 of 1,292 in New York.
What is the median household income in Carmel CDP?: Median household income in Carmel CDP is $126,224 a year, 60.7% above the national figure of $78,538.
How much does it cost to rent or buy in Carmel CDP?: Median gross rent is $1,160 a month and the median home value is $491,300, so rent absorbs about 11% of median household income.
Is Carmel CDP affordable compared with the rest of the US?: Homes cost about 3.9× the local median income here versus roughly 3.9× nationally, so Carmel CDP is more affordable to buy in than the typical US market, and rent takes 11% of median income against the 30% cost-burden line.
How current is this Carmel CDP data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.