Binghamton, NY population, income and ZIP codes

Binghamton city is a small city in New York, with 47,357 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #19 of 1,292 ranked by population — larger than 98% of them. The median age here is 35.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Binghamton city earn a median of $44,331 a year, 43.6% below the national figure of $78,538 and 52% below the $91,806 median for the 847 New York cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 32.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Binghamton city is valued at $117,400, 61.3% below the national figure and 63% below the $315,800 peer median, while median gross rent runs $867 a month, 38.3% below the national figure, or roughly $10,404 across a full year. A household on the local median income would put about 23.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 43.3% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.