Roy, NM population, income and ZIP codes

Roy village is a very small community in New Mexico, with 321 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #313 of 527 ranked by population — larger than 40% of them. The median age here is 54.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Roy village earn a median of $40,227 a year, 48.8% below the national figure of $78,538 and 26% below the $54,029 median for the 153 New Mexico cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 27.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Roy village is valued at $50,600, 83.3% below the national figure and 73% below the $190,000 peer median, while median gross rent runs $1,055 a month, 25% below the national figure, or roughly $12,660 across a full year. A household on the local median income would put about 31.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 1.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 73.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Roy village is the unusual combination of expensive to rent and cheap to buy: rent takes 31.5% of median income while homes cost only 1.3× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. A median age of 54.5 puts Roy village well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.