Rio Rancho, NM population, income and ZIP codes

Rio Rancho city is a mid-size city in New Mexico, with 106,533 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #3 of 527 ranked by population — larger than 99% of them. The median age here is 39 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Rio Rancho city earn a median of $85,755 a year, 9.2% above the national figure of $78,538 and 59% above the $54,029 median for the 153 New Mexico cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Rio Rancho city is valued at $273,300, 9.9% below the national figure and 44% above the $190,000 peer median, while median gross rent runs $1,481 a month, 5.3% above the national figure, or roughly $17,772 across a full year. A household on the local median income would put about 20.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.