Peñasco, NM population, income and ZIP codes

Peñasco CDP is a very small community in New Mexico, with 613 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #221 of 527 ranked by population — larger than 58% of them. The median age here is 42 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Peñasco CDP earn a median of $38,750 a year, 50.7% below the national figure of $78,538 and 28% below the $54,029 median for the 153 New Mexico cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 23.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Peñasco CDP is valued at $219,600, 27.6% below the national figure and 16% above the $190,000 peer median, while median gross rent runs $900 a month, 36% below the national figure, or roughly $10,800 across a full year. A household on the local median income would put about 27.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 70.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 613 residents, a handful of survey responses moves every median on this page. Compare Peñasco CDP against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.