Chimayo, NM population, income and ZIP codes

Chimayo CDP is a small town in New Mexico, with 2,726 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #67 of 527 ranked by population — larger than 87% of them. The median age here is 48.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Chimayo CDP earn a median of $52,305 a year, 33.4% below the national figure of $78,538 and 3% below the $54,029 median for the 153 New Mexico cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 25.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Chimayo CDP is valued at $214,000, 29.5% below the national figure and 13% above the $190,000 peer median, while median gross rent runs $834 a month, 40.7% below the national figure, or roughly $10,008 across a full year. A household on the local median income would put about 19.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 80.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.