Zephyr Cove, NV population, income and ZIP codes

Zephyr Cove CDP is a very small community in Nevada, with 574 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #80 of 133 ranked by population — larger than 40% of them. The median age here is 66.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Zephyr Cove CDP earn a median of $120,795 a year, 53.8% above the national figure of $78,538 and 55% above the $77,794 median for the 66 Nevada cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Zephyr Cove CDP is valued at $1,234,600, 306.9% above the national figure and 242% above the $360,600 peer median, while median gross rent runs $1,792 a month, 27.5% above the national figure, or roughly $21,504 across a full year. A household on the local median income would put about 17.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 10.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 72.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 10.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 66.6 puts Zephyr Cove CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.