
Illinois · Census place 33331
Harvard, IL population, income and ZIP codes
Quick answer
The population of the city of Harvard, Illinois (Harvard, IL — Census place “Harvard city”) is 9,875 residents, ranking #226 of 1462 places in Illinois. Median household income is $71,418, the median home is worth $174,000 and median gross rent runs $1,184 a month. Looking for the Harvard Illinois ZIP code list? 1 ZIP codes serve Harvard, IL: 60033.
- Population
- 9,875Harvard city residents
- Median household income
- $71,418Past 12 months, inflation adjusted
- Median home value
- $174,000Owner-occupied units
- Median gross rent
- $1,184Rent plus utilities, monthly
- Median age
- 30.5 yrsAll residents
- Homeownership rate
- 61.1%Owner-occupied households
Harvard ZIP codes (Illinois)
Census ZCTAs whose delivery area overlaps Harvard.
The Harvard IL ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.
What the numbers mean in Harvard city
Housing cost measured against local earnings.
A household earning the Harvard city median would spend about 19.9% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.4× the median household income; nationally that ratio sits near 4.5×. Poverty affects 11.5% of residents and 61.1% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Harvard city, IL in context
How this area compares with national benchmarks.
Harvard city is a mid-size town in Illinois, with 9,875 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #226 of 1,462 ranked by population — larger than 84% of them. The median age here is 30.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in Harvard city earn a median of $71,418 a year, 9.1% below the national figure of $78,538 and 4% below the $74,244 median for the 698 Illinois cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 11.5% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Harvard city is valued at $174,000, 42.6% below the national figure and 3% below the $179,100 peer median, while median gross rent runs $1,184 a month, 15.8% below the national figure, or roughly $14,208 across a full year. A household on the local median income would put about 19.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 61.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in Illinois.
- Peru city 9,863
- Winfield village 9,982
- Frankfort Square CDP 9,777
- Highland city 10,268
- Mahomet village 9,755
- Wood River city 10,315
- Sauk Village village 9,724
- Manhattan village 10,315
Keep going
More Illinois coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Harvard city?
- Harvard city has 9,875 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #226 of 1,462 in Illinois.
- What is the median household income in Harvard city?
- Median household income in Harvard city is $71,418 a year, 9.1% below the national figure of $78,538.
- How much does it cost to rent or buy in Harvard city?
- Median gross rent is $1,184 a month and the median home value is $174,000, so rent absorbs about 19.9% of median household income.
- Is Harvard city affordable compared with the rest of the US?
- Homes cost about 2.4× the local median income here versus roughly 3.9× nationally, so Harvard city is more affordable to buy in than the typical US market, and rent takes 19.9% of median income against the 30% cost-burden line.
- How current is this Harvard city data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.