What is the population of Girard city?

Girard city has 1,740 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #537 of 1,462 in Illinois.

What is the median household income in Girard city?

Median household income in Girard city is $40,250 a year, 48.8% below the national figure of $78,538.

How much does it cost to rent or buy in Girard city?

Median gross rent is $775 a month and the median home value is $96,300, so rent absorbs about 23.1% of median household income.

Is Girard city affordable compared with the rest of the US?

Homes cost about 2.4× the local median income here versus roughly 3.9× nationally, so Girard city is more affordable to buy in than the typical US market, and rent takes 23.1% of median income against the 30% cost-burden line.

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Illinois · Census place 29392

Girard, IL population, income and ZIP codes

Quick answer

The population of the city of Girard, Illinois (Girard, IL — Census place “Girard city”) is 1,740 residents, ranking #537 of 1462 places in Illinois. Median household income is $40,250, the median home is worth $96,300 and median gross rent runs $775 a month. Looking for the Girard Illinois ZIP code list? 1 ZIP codes serve Girard, IL: 62640.

Population: 1,740Girard city residents
Median household income: $40,250Past 12 months, inflation adjusted
Median home value: $96,300Owner-occupied units
Median gross rent: $775Rent plus utilities, monthly
Median age: 40.4 yrsAll residents
Homeownership rate: 49%Owner-occupied households

Girard ZIP codes (Illinois)

Census ZCTAs whose delivery area overlaps Girard.

The Girard IL ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

62640

What the numbers mean in Girard city

Housing cost measured against local earnings.

A household earning the Girard city median would spend about 23.1% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.4× the median household income; nationally that ratio sits near 4.5×. Poverty affects 30.3% of residents and 49% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Girard city, IL in context

How this area compares with national benchmarks.

Girard city is a small town in Illinois, with 1,740 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #537 of 1,462 ranked by population — larger than 63% of them. The median age here is 40.4 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Girard city earn a median of $40,250 a year, 48.8% below the national figure of $78,538 and 46% below the $74,244 median for the 698 Illinois cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 30.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Girard city is valued at $96,300, 68.3% below the national figure and 46% below the $179,100 peer median, while median gross rent runs $775 a month, 44.9% below the national figure, or roughly $9,300 across a full year. A household on the local median income would put about 23.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 49% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Illinois.

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Frequently asked questions

Common questions about this area.

What is the population of Girard city?: Girard city has 1,740 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #537 of 1,462 in Illinois.
What is the median household income in Girard city?: Median household income in Girard city is $40,250 a year, 48.8% below the national figure of $78,538.
How much does it cost to rent or buy in Girard city?: Median gross rent is $775 a month and the median home value is $96,300, so rent absorbs about 23.1% of median household income.
Is Girard city affordable compared with the rest of the US?: Homes cost about 2.4× the local median income here versus roughly 3.9× nationally, so Girard city is more affordable to buy in than the typical US market, and rent takes 23.1% of median income against the 30% cost-burden line.
How current is this Girard city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.