Waipio Acres, HI population, income and ZIP codes

Waipio Acres CDP is a mid-size town in Hawaii, with 5,146 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #57 of 163 ranked by population — larger than 65% of them. The median age here is 41.2 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Waipio Acres CDP earn a median of $95,781 a year, 22% above the national figure of $78,538 and 4% above the $92,062 median for the 124 Hawaii cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 4.4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Waipio Acres CDP is valued at $602,600, 98.6% above the national figure and 22% below the $768,200 peer median, while median gross rent runs $1,958 a month, 39.3% above the national figure, or roughly $23,496 across a full year. A household on the local median income would put about 24.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 79.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.