Olowalu, HI population, income and ZIP codes

Olowalu CDP is a very small community in Hawaii, with 70 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #162 of 163 ranked by population. The median age here is 36 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Olowalu CDP earn a median of $108,250 a year, 37.8% above the national figure of $78,538 and 18% above the $92,062 median for the 124 Hawaii cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Olowalu CDP is valued at $1,187,500, 291.4% above the national figure and 55% above the $768,200 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 11×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 57.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 11× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. With 70 residents, a handful of survey responses moves every median on this page. Compare Olowalu CDP against its county rather than against national figures.

The Census withheld gross rent for Olowalu CDP because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.