Maunaloa, HI population, income and ZIP codes

Maunaloa CDP is a very small community in Hawaii, with 292 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #152 of 163 ranked by population — larger than 6% of them. The median age here is 32.3 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Maunaloa CDP earn a median of $55,455 a year, 29.4% below the national figure of $78,538 and 40% below the $92,062 median for the 124 Hawaii cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 14.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Maunaloa CDP is valued at $365,800, 20.6% above the national figure and 52% below the $768,200 peer median, while median gross rent runs $839 a month, 40.3% below the national figure, or roughly $10,068 across a full year. A household on the local median income would put about 18.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 6.6×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 31.7% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.6× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. With 292 residents, a handful of survey responses moves every median on this page. Compare Maunaloa CDP against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.