Kealakekua, HI population, income and ZIP codes

Kealakekua CDP is a small town in Hawaii, with 1,989 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #100 of 163 ranked by population — larger than 38% of them. The median age here is 47.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Kealakekua CDP earn a median of $79,332 a year, 1% above the national figure of $78,538 and 14% below the $92,062 median for the 124 Hawaii cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 4.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Kealakekua CDP is valued at $574,600, 89.4% above the national figure and 25% below the $768,200 peer median, while median gross rent runs $1,052 a month, 25.2% below the national figure, or roughly $12,624 across a full year. A household on the local median income would put about 15.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 7.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 67.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 7.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.